Medicare Open Enrollment 2025: What You Need to Know

Hello, my name is Michele Sanchez, and I’m proud to serve our Southwest Florida community through the Michele Sanchez Insurance Agency. Every year, one of the most important times for Medicare beneficiaries arrives—the Medicare Open Enrollment Period. If you’re enrolled in Medicare or will be soon, this is the season when you can make crucial decisions about your healthcare coverage.

The 2025 Medicare Open Enrollment Period runs from October 15, 2025, through December 7, 2025. During this window, you have the opportunity to make changes to your Medicare Part C (Medicare Advantage) or Medicare Part D (Prescription Drug Plan) coverage. Because these decisions affect both your health and your finances, it’s important to have the right guidance. That’s where I come in.

What Is Medicare Open Enrollment?

Every fall, Medicare offers a chance to review your current coverage and decide whether it still meets your needs. The Medicare Open Enrollment Period is not about enrolling in Medicare for the first time—it’s about making adjustments.

Here are the key changes you can make:
– Switch from Original Medicare to a Medicare Advantage plan.
– Switch from a Medicare Advantage plan back to Original Medicare.
– Change from one Medicare Advantage plan to another.
– Join, drop, or change a Medicare Part D Prescription Drug Plan.

This annual opportunity allows you to evaluate your health, medications, and doctor networks to be sure your plan is the right fit for the upcoming year.

Why Reviewing Your Coverage Matters

Many people assume that once they’ve chosen a plan, they’re set for life. Unfortunately, that’s not the case. Insurance companies update their plans every year, and those changes may directly impact you.

Prescription drug formularies (the list of covered medications) may change. Doctor and hospital networks can shift. Premiums, deductibles, and copayments may increase. If you don’t review your options during the Medicare Open Enrollment Period, you could end up paying more out-of-pocket or losing access to the doctors and prescriptions you rely on.

By working with a local, trusted professional like me, you can avoid surprises and make informed choices. My role is to walk you through your options so you feel confident about your healthcare coverage.

How I Help During Medicare Open Enrollment

At the Michele Sanchez Insurance Agency, I specialize in making the Medicare process clear and stress-free. Here’s what I provide to my clients during the Medicare Open Enrollment Period:

– Personalized Plan Reviews: I sit down with you, review your current coverage, and identify any changes that may affect you.
– Prescription Drug Evaluations: I check your list of medications against available Part D plans to ensure you’re getting the most affordable coverage.
– Doctor & Hospital Network Checks: I make sure your preferred healthcare providers are included in the plans you’re considering.
– Clear Comparisons: Medicare Advantage vs. Original Medicare vs. Medigap can be confusing—I break it down so you know exactly what’s best for you.
– Year-Round Support: My relationship with my clients doesn’t end in December. I’m here all year to answer questions and provide ongoing guidance.

The truth is, you don’t have to navigate this process alone. My Medicare consulting services are always free, and my clients often tell me they feel relieved and empowered after reviewing their options with me.

The Local Advantage

One thing I’m most proud of is being a local agent right here in Southwest Florida. I’m not a 1-800 number or a stranger in another state—I’m part of your community. I understand the unique needs of retirees, seasonal residents, and families in our area.

When you call 239-682-8567, you’re reaching me directly. That means personal attention, face-to-face meetings if you’d like, and someone who genuinely cares about your well-being. Choosing a Medicare plan is personal, and you deserve personal service.

Don’t Wait Until the Last Minute

The Medicare Open Enrollment Period may run from October 15 to December 7, 2025, but it’s always best to start early. Waiting until the last week can lead to rushed decisions and missed opportunities. By reviewing your plan as soon as the window opens, you’ll have time to carefully consider your options and ask questions.

How to Get Started

If you’re wondering whether your current plan is still the right one for you, I encourage you to take action during the 2025 Medicare Open Enrollment. Here’s how you can start today:

1. Make a list of your current doctors, hospitals, and prescriptions.
2. Call me at 239-682-8567 to schedule a personalized Medicare review.
3. Together, we’ll go through your options and ensure you’re fully prepared for the year ahead.

Remember—my services are completely free to you. My goal is to save you time, money, and stress while ensuring your health coverage is exactly what you need.

Conclusion

The 2025 Medicare Open Enrollment Period is your chance to take control of your healthcare coverage and make sure your plan still fits your needs. From October 15 through December 7, you have the power to make changes that can protect your health and save you money.

At the Michele Sanchez Insurance Agency, I am here to guide you every step of the way. My promise is simple: to listen, to understand, and to advocate for you. Together, we can design a Medicare solution that brings you peace of mind.

I’m Michele Sanchez, and I would be honored to help you navigate Medicare Open Enrollment. Call me today at 239-682-8567 to schedule your review. Let’s make sure you step into 2026 with the coverage that’s right for you.

Your health deserves nothing less.